long_term_care_insurance_lft
long_term_care_insurance_logo
long_term_care_insurance_Home long_term_care_insurance_maryland long_term_care_insurance_costs long_term_care_insurance_faqs long_term_care_insurance_NEWS long_term_care_insurance_ltc long_term_care_insurance_resources long_term_care_insurance_about long_term_care_insurance_quote
Assisted Living
 
 

Assisted Living is a residential or facility-based program for individuals who have a physical or cognitive impairment and who need help with one or more activities of daily living (ADLs). Examples of ADLs include personal care and mobility, meal preparation, and household chores. Assisted Living provides senior adults with housing and supportive services and may include health related services. This housing option enables seniors to remain in a home-like setting in their communities and promotes their independence and dignity.

Facilities may range from a small home with one resident to larger facilities with 100 or more living units. Fees vary depending on the services provided and may range between $800 to $4,000 per month. Financial assistance is available on a limited basis through the Senior Assisted Living Group Home Subsidy Program or the Medicaid Waiver Home and Community Based Services Program. The Medicaid Program may also pay for a limited number of residents of small group homes. The Senior Information and Assistance staff at the local Area Agencies on Aging can advise consumers of the eligibility criteria and available funding.

Assisted Living facilities are regulated by the Maryland Department of Health and Mental Hygiene's Office of Health Care Quality (OHCQ). A list of licensed facilities, according to jurisdiction, is available on their website. If you have regulatory concerns or complaints you can reach OHCQ toll free at 1-877-402-8218.

Assisted living facilities are wonderful alternatives when staying at home is no longer viable. Here the cost of care includes room and board and 24 hour per day care and is usually much less expensive than nursing homes. Most of these facilities have separate sections for Alzheimer's patients.
 
Maryland Long Term Care Insurance Quotes | Maryland Long Term Care Insurance | Maryland Health Insurance
 
© Copyright 2007 All Rights Reserved. Interstate Health Underwriters, Inc.