Health Insurance Group Health Insurance Life Insurance Long Term Care Insurance Nursing Home Assisted Living Home Care Senior Care Elder Care Asset Protection Medicare Home Health Care Insurance Retirement Planning Pre-Retirement Planning   Our Experience Insurance Agents Efficient Solutions Links & Resources Contact Information   Long-Term Care Insurance Credit   Maryland Residents who purchase a long term care insurance policy for themselves or for certain members of their family may be eligible for a tax credit up to $500 for each insured person. Comptroller of Maryland Long-Term Care Planning Toolkit [Booklet Download]   The Long-Term Care Consumer Awareness Campaign Project is jointly funded by the Centers for Medicare and Medicaid Services (CMS) and the U.S. Department of Health and Human Services (DHSS).The Long-Term Care Consumer Awareness Campaign Project is jointly funded by the Centers for Medicare and Medicaid Services (CMS) and the U.S. Department of Health and Human Services (DHSS). The Long-Term Care Consumer Awareness Campaign Project Genworth Cost Study   Attached is valuable information on the rising and financially crippling cost of LTC in 2004. Using 6,000 providers nationally Genworth has created a cost survey of expenses for three major care options: nursing home, assisted living, and home health care. Sorted by five highest and lowest, in addition is a survey of the daily average cost of nursing homes.     Daily Room Rates For Private Nursing Home Rooms - 2004 Genworth Cost of care Survey   Five Highest and Lowest Cost Regions For Assisted Living Facilities   Five Highest and Lowest Average Hourly Cost Regions for Home Health Aide   Five Highest and Lowest Average Hourly Cost Regions for Homemaker Services   Five Highest and Lowest Average Hourly Cost Regions for Private Nursing Home Rooms (Rates are average $ per Day)   Some quick facts about the survey; 77 million Americans are approaching retirement age and with the average cost of care across all service categories for LTC in 2004 at $72,240 (and rising) you can see why our Government is finally taking notice (LTC Awareness Campaign).   Profiles of Long-Term Care 2004   Every two years, AARP publishes a data book on LTC with a national overview and state specific profiles. Each state is broken down into categories ranging from long term care services, financing, nursing home quality, Medicaid spending and much more. Below is the AARP Data book link, I highly recommend reviewing this website if you are interested in LTC and LTCI. Should you have any questions please contact your ICB Agent Sales Support team today (800) 422-0696. http://research.aarp.org/health/d18202_ats.html source: AARP & CLTC The MetLife Market Survey of Assisted Living Costs October 2004   Each year, the MetLife Mature Market Institute conducts a market survey of assisted living costs in the United States. The 2004 survey was conducted by telephone in 87 major markets in all 50 states and the District of Columbia. Monthly base rates, which are defined as room and board and typically include meals, housekeeping and personal care assistance, were obtained for assisted living facilities. The MetLife Market Survey The MetLife Market Survey of Nursing Home & Home Care Costs   Each year, the MetLife Mature Market Institute conducts a market survey of nursing home and home care costs in the United States. The 2004 survey was conducted by telephone in 87 major markets in all 50 states and the District of Columbia. Private pay rates were obtained for private and semi-private rooms in licensed nursing homes and for Home Health Aides working for licensed home care agencies. The MetLife Market Survey of Nursing Home & Home Care Costs